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NEFT - Nishant Multistate

NEFT

we have the following feature for NEFT

  • NEFT refers to National Electronic Funds Transfer.
  • It is an online system for transferring funds from one financial institution to another within India (usually banks).
  • The system was launched in November 2005, and was set to inherit every bank that was assigned to the SEFT clearing system.
  • NEFT is built on a secure platform.
  • The transfer can be completed faster, with convenience

Did You Know?

National Electronic Funds Transfer (NEFT).

  • Nishant Multistate accepts part pre- payment of your Home Loan through National Electronic Funds Transfer (NEFT). In case you want to make part pre-payment on your Home Loan Account through NEFT you need to visit the nearest Nishant Multistate branch. The Service Request number received during branch visit must be mentioned in the remarks column in the NEFT form while making part prepayment through NEFT.
  •  Please note that the transactions with invalid request numbers will be rejected. Minimum 1 EMI to be paid as a part pre-payment amount. Check below link for the list of Branches nearest to you.

NEFT Transaction

NEFT Transaction & Charges For Digital modes:

No transaction charge is applicable on NEFT/RTGS transfer that is initiated through the digital modes of banking i.e. Internet Banking, iMobile Pay app and Pockets app.

 

Modes of NEFT Transfer

  1. Nishant Mobile Banking App.
  2. Branches
  3.  internet Banking

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We have over 32 year’s of experience in Finance and Banking management so we can make your business more successful you can trust us and we care about it

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Frequently Ask Question For NEFT

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National Electronic Funds Transfer (NEFT) is a nation-wide centralised payment system owned and operated by the Reserve Bank of India (RBI). Funds are transferred to the Credit Account with the other participating Bank using RBI’s NEFT service. RBI acts as the service provider and transfers the credit to the other bank’s account. As per RBI guidelines, NEFT is available .

NEFT offers the following advantages for funds transfer or receipt:

  • Round the clock availability all days of the year
  • Near real-time funds transfer to the beneficiary account and settlement in a secure manner
  • Pan-India coverage through large network of branches of all types of banks.
  • Positive confirmation to the remitter through SMS/e-mail on credit to the beneficiary’s account.
  • No charges to Savings Account customers for online NEFT transactions.

For an NEFT remittance, the remitter has to furnish the following information:

  • Amount to be remitted
  • Remitting customer’s account number, which is to be debited
  • Name of the beneficiary bank
  • Name of the beneficiary
  • Account number of the beneficiary
  • IFSC of the destination bank branch
 

Yes. If the beneficiary’s bank is unable to credit the beneficiary’s account for any reason, the former will return the money to the remitting bank within 2 business hours of completion of the batch in which the transaction was processed. Once the amount is received by the remitting bank, it is credited to the remitter’s account by the branch concerned.

 

IFSC stands for ‘Indian Financial System Code’. It is an 11-digit, alpha-numeric code designed to identify bank branches in India. The beneficiary customer can obtain the IFSC from his/her bank branch. The IFSC is also available on the cheque leaf.

 

No. NEFT services are enabled only in specific bank branches across the country. A list of such NEFT enabled branches can be obtained from the RBI website. Visit https://www.rbi.org.in/scripts/neft.aspx for NEFT.

Visit the nearest Nishant  Multistate branch or call our Customer Care. You can also raise a Service Request by visiting https://nishantmultistate.com  . If the issue is not resolved satisfactorily, a complaint may be lodged to the Principal Nodal Officer and subsequently, to the Banking Ombudsman.

For details, please visit https://nishantmultistate.com

Visit the nearest ICICI Bank branch or call our Customer Care. You can also raise a Service Request by visiting https://nishantmultistate.com . If the issue is not resolved satisfactorily, a complaint may be lodged to the Principal Nodal Officer and subsequently, to the Banking Ombudsman.

For details, please visit :-https://nishantmultistate.com

You may approach the Grievance Redressal Cell of your bank with details of the disputed transaction. In case your grievance is not resolved within 30 days, you may approach the Banking Ombudsman under the RBI Banking Ombudsman Scheme, 2006. The contact details of BO along with the area of operation are available on the RBI website at https://rbi.org.in/Scripts/AboutUsDisplay.aspx?pg=BankingOmbudsmen.htm

  •          Important
  •   Nishant Multistate never ask for Bank account details for any purpose through phone call/email/SMS.
  • We appeals to all the customers not to respond to such phone call/email/SMS and not to share their bank account detail with any one for any purpose. Never share your CVV/ PIN No. of Debit/Credit card to anyone.

CONTACT US

M G Raod,
Akola, Pin-444001

Telephone : (07242) 410843
Telephone : (801) 4256 9658

Email : nishantho2013@gmail.com
Web : www.nishantmultistate.com

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