Loans
Property Loan
Aspects
- Quick Loan Processing
- High Financing
- Loan limit is 50% to 60% of property valuation.
- Flexible loan tenure is 3 to 7 years.
- No margin amount.
ROI & Handling Charges
- Rate of Interest is 14%.
- No Handling Charges
- Processing Fees As per rule.
Eligibility
- Salaried Individual, having a regular monthly income of Rs.10,000+
- Businessmen/Farmers or Any individual.
- Self – employed
- Professionals having regular source of income
- Age : 18 to 55 years
Documentation & Security
- In case of new customer, applicant & guarantors need to open savings / current account.
- Duly filled form with :
- Income Proof of Applicant & Guarantors
- Residential Proof of Applicant & Guarantors
- PAN Card of Applicant & Guarantors
- KYC of Applicant & Guarantors
- 3 years of ITR
- Property documents.
- Employer (salary slip of 3 months) and income verification
- Two Acceptable Guarantors.
Share Holdings
- Applicant should be regular member of the society.
- Two Guarantors are necessary.