Welcome to Nishant Multi State Co-Operative Credit Society, Akola

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Home Loan - Nishant Multistate Co-Operrative Creadit Society,Akol

Loans

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Name

Home Loan

Aspects

  • Easy Loan Processing.
  • High Financing
  • Loan limit is 60% to 70% of property valuation.
  • Flexible loan tenure is up to 15 years.
  • Pre-Payment Penalty : 2% Penalty charges.
  • No margin amount.

ROI & Handling Charges

  • Rate of Interest Below 5Lac is 16% and Above 5Lac is 17%.
  • HandlingCharges : Half Yearly & Yearly.
  • Processing Fees : 2.5%

Eligibility

  • Salaried Individual, having a regular monthly income of Rs.10,000+
  • Businessmen
  • Self – employed
  • Professionals having regular source of income
  • Age : 18 to 55 years

Documentation & Security

    • In case of new customer, applicant & guarantors need to open savings / current account.
    • Duly filled form with :
      • Income Proof of Applicant & Guarantors
      • Residential Proof of Applicant & Guarantors
      • PAN Card of Applicant & Guarantors
      • KYC of Applicant & Guarantors
    • 3 years of ITR
    • Property documents.
    • Employer (salary slip of 3 months) and income verification.
    • Two Acceptable Guarantors.
 

Share Holdings

    • Regular Membership fees is Rs. 10 & Share amount @ 10% of loan amount.
    • Guarantors : as per loan amount.
  •          Important
  •   Nishant Multistate never ask for Bank account details for any purpose through phone call/email/SMS.
  • We appeals to all the customers not to respond to such phone call/email/SMS and not to share their bank account detail with any one for any purpose. Never share your CVV/ PIN No. of Debit/Credit card to anyone.

CONTACT US

M G Raod,
Akola, Pin-444001

Telephone : (07242) 410843
Telephone : (801) 4256 9658

Email : nishantho2013@gmail.com
Web : www.nishantmultistate.com

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