Loans
Home Loan
Aspects
- Easy Loan Processing.
- High Financing
- Loan limit is 60% to 70% of property valuation.
- Flexible loan tenure is up to 5 to 10 years.
- No margin amount.
ROI & Handling Charges
- Rate of Interest will be 11 % per annum.
- No Handling Charges.
- Processing Fees as per Societies rule.
Eligibility
- Salaried Individual, having a regular monthly income of Rs.20,000+
- Businessmen
- Self – employed
- Professionals having regular source of income
- Age : 18 to 55 years
Documentation & Security
- In case of new customer, applicant & guarantors need to open savings / current account.
- Duly filled form with :
- Income Proof of Applicant & Guarantors
- Residential Proof of Applicant & Guarantors
- PAN Card of Applicant & Guarantors
- KYC of Applicant & Guarantors
- 3 years of ITR
- Property documents.
- Employer (salary slip of 3 months) and income verification.
- Two Acceptable Guarantors.
Share Holdings
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- Applicant should be regular member of the Society.
- 2% linking share will be deducted from the loan amount.