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BUSNNESS LOAN - Nishant Multistate


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Features of Cash credit loan

A Cash Credit (CC) is a short-term source of financing for a company. In other words, a cash credit is a short-term loan. It enables a company to withdraw money from a bank account without keeping a credit balance.


  • High Financing
  • Loan limit is 60% to 75%of mortgage valuation.
  • CC loan is renewed every year.
  • Pre-Payment Penalty : 2% Penalty charges.

ROI & Handling Charges

  • Rate of Interest is 19%.
  • HandlingCharges : Half Yearly & yearly handling charges.


  • Businesspersons.
  • Self – employed
  • Professionals having regular source of income
  • Age : 18 to 55 years

Documentation & Security

  • In case of new customer, applicant & guarantors need to open savings / current account
  • Duly filled form with :
    • Income Proof of Applicant&Guarantors
    • Residential Proof of Applicant & Guarantors
    • PAN Card of Applicant & Guarantors
    • KYC of Applicant & Guarantors
  • 3 years of ITR
  • Property documents.
  • Registration certificate.
  • Two Acceptable Guarantors.

Share Holdings

  • Regular Membership fees is Rs. 10 & Share amount @ 10% of loan amount.
  • Guarantors : as per loan amount.
  •          Important
  •   Nishant Multistate never ask for Bank account details for any purpose through phone call/email/SMS.
  • We appeals to all the customers not to respond to such phone call/email/SMS and not to share their bank account detail with any one for any purpose. Never share your CVV/ PIN No. of Debit/Credit card to anyone.


M G Raod,
Akola, Pin-444001

Telephone : (07242) 410843
Telephone : (801) 4256 9658

Email : nishantho2013@gmail.com
Web : www.nishantmultistate.com

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