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LOAN AGAINST FD - Nishant Multistate


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Features of Loan Against FD


  • Hassle-free Loan Processing.
  • Quick disbursal.
  • Minimal documentation.
  • No guarantors.
  • Maximum loan limit is 60% to 70% of surrender value.
  • Maximum loan tenure is 1 year.
  • Pre-Payment Penalty : 2% Penalty charges.

ROI & Handling Charges

  • Rate of Interest is 14%.
  • Processing Fees : 1%
  • No Handling Charges.


  • Applicant must have a valid LIC policy.
  • The LIC policy used for obtaining loan has guaranteed surrender value.
  • At least 3 years of LIC premium has to be paid in full.
  • An individual applying for a loan should prove that he/she is the owner of the NSCs against which a loan is being availed.
  • The applicant must have the Kisan Vikas Patra certificate in their own name.
  • Age = 18 to 70 years.

Documentation & Security

  • In case of new customer, applicant & guarantors need to open savings / current account
  • Duly filled form with :
    • Residential Proof of Applicant
    • PAN Card of Applicant
    • KYC of Applicant

Share Holdings

Nominal membership.

  •          Important
  •   Nishant Multistate never ask for Bank account details for any purpose through phone call/email/SMS.
  • We appeals to all the customers not to respond to such phone call/email/SMS and not to share their bank account detail with any one for any purpose. Never share your CVV/ PIN No. of Debit/Credit card to anyone.


M G Raod,
Akola, Pin-444001

Telephone : (07242) 410843
Telephone : (801) 4256 9658

Email : nishantho2013@gmail.com
Web : www.nishantmultistate.com

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